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MJM & Associates

Social Security Maximization

5 Important Social Security Questions You Should Know

For many retirees, their Social Security benefit forms the foundation of their retirement income plan. In order to make sure you get the most out of your benefit, you should have a solid grasp on this complex matter.

We have put together an informative report that helps answer the following questions:

  1. What is your Social Security amount?
  2. When is the optimal time to start taking your Social Security benefit?
  3. Are there different options if you are married?
  4. Does earning additional income while you are on Social Security impact the value of your benefit?
  5. Do you pay tax on your Social Security benefit?

Please contact us to request your complimentary report!

Your Social Security retirement benefit represents a lifetime’s worth of savings, time, and work, and is most likely your oldest and largest retirement account. Although most Americans are familiar with the basics of Social Security, very few are able to figure out – on their own – exactly the best way to file so they can get the most out of all they have put in.

At MJM & Associates, we help our clients understand their Social Security benefits and educate them on how they can maximize their benefits. Delaying filing for Social Security can potentially increase your benefit amount each year you wait.*

There is a lot to know about Social Security, and the more you know, the better decisions you can make, helping to bring you just that much closer to maximizing your benefit. We will potentially help you get the most you can out of your benefit, so you can take one step closer towards the comfortable and happy retirement you have worked so hard for!

Michael McCullough, MJM & Associates and Gradient Securities, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency. This content is for informational purposes only and should not be used to make any financial decisions.

*https://www.ssa.gov/pubs/EN-05-10147.pdf