Michael J. McCullough, Financial Advisor
Mike hails from St. Paul and earned his B.S. in public accounting at St. Cloud State University. He has been a business owner for over 30 years, growing his CPA firm before adding Financial Planning to his list of client services.
An avid sports fan, Mike also enjoys music, theater, and time with family. Mike and his beautiful wife Marietta have been married for nearly three decades. As parents of three handsome sons, Mike and Marietta believe family comes first.
What It Means for Mike to be an IAR
As an Investment Advisor Representative, Mike has a fiduciary duty to act in the best interests of his clients at all times.
As a fiduciary, Mike is legally appointed and authorized to manage the assets in trust for his clients, rather than for his own profit.
As an Investment Advisor Representative, Mike upholds a “fiduciary standard” and is fully transparent and required to disclose any potential conflicts of interest.
In brief, an Investment Advisor Representative:
- Puts your interests first
- Understands your specific financial situation
- Offers straightforward advice that reflects your long-term goals
- Recommends investment solutions that best fit your situation
- Uses a fee-based structure and is compensated by the clients he or she represents
As an Insurance Producer, Mike receives a commission on various products he recommends and writes.
MJM & Associates offers our prospective clients an initial complimentary, no obligation risk assessment where we provide third-party analysis of your current investments, personalized income projections, and ideas for immediate implementation. We look forward to your initial visit and finding out how we can help you get one step closer to your financial goals.