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MJM & Associates

Our Company

Mike McCullough is an Investment Advisor Representative of Gradient Wealth Management, LLC, an SEC Registered Independent Investment advisor, serving customers in Saint Paul, Minnesota and surrounding communities. Our mission is to provide the families and businesses we serve with innovative financial strategies, solutions and planning that may result in financial clarity, security, and overall financial health. Making strong commitments to our clients and building lifelong relationships are tenets of success at MJM & Associates.
MJM & Associates provides investors custom-tailored investment strategies to meet short- and long-term needs. We provide full transparency in the form of separately managed accounts. Our goal at MJM & Associates is to help our clients realize their financial dreams by offering solutions through an open and transparent process utilizing both financial and insurance solutions to potentially achieve financial independence. As a fiduciary, we are legally obligated to put our clients’ interests first.

We empower you to navigate today’s complex financial world. We customize a plan to fit your individual and family needs, as well as the needs of your small or large business.

Michael J. McCullough, Financial Advisor

Mike McCullough is the owner, founder, and president of MJM & Associates. With 18 years of financial planning and investment advisory experience, he has helped many clients provide for their financial future. Mike takes an integrated approach to retirement planning by working with his clients to build a sound financial plan. This strategy is the critical first step toward helping his clients to enjoy their lives today, tomorrow, and well into retirement.

Mike holds Series 6, 63, and 65 licenses. In addition to being an Investment Advisor Representative (IAR), his professional licenses include Certified Public Accountant (CPA®) and Resident Insurance Producer.

Mike hails from Saint Paul and earned his B.S. in public accounting at St. Cloud State University. He has been a business owner for over 30 years, growing his CPA® firm before adding Financial Planning to his list of client services.

An avid sports fan, Mike also enjoys music, theater, and time with family. Mike and his beautiful wife Marietta have been married for nearly three decades. As parents of three handsome sons, Mike and Marietta believe family comes first.